The Nexo platform is a service for storing, trading, staking, and lending cryptocurrency collateral, launched in 2018. It allows earning up to 15% annual interest on assets, trading over 100 cryptocurrencies, and using a credit line without selling assets.
What is the Nexo Cryptocurrency Platform?
Nexo is an ecosystem for digital assets that combines savings programs (Flexible and Fixed-term Savings), exchange trading, futures with up to 100x leverage, staking, and a spending card with up to 2% cashback. The platform has been operating since 2018, manages over $8 billion in assets, and is available in 199+ jurisdictions. Key features include daily compounded interest and loans starting at 2.9% annually backed by BTC, ETH, and others.
Whose Company Is It, and Where Is the Headquarters?
Nexo was founded in 2018 by Antoni Trenchev and Kosta Kantchev (a European fintech company), with parent company Nexo Capital registered in the Cayman Islands. Headquarters and main operations are linked to Bulgaria (where the staff is concentrated), with licenses in the US (FinCEN) and EU. The company has legal entities in multiple countries and focuses on global presence.
Advantages and Disadvantages of Nexo
Advantages
- Up to 15% annual interest on savings with daily compounding.
- Loans from 2.9% without selling crypto, card with 2% cashback.
- Support for 100+ assets, unlimited staking, 24/7 support.
- High security (SOC 2, partnerships with Ledger).
Disadvantages
- Spot trading fees above average (0.2%).
- Restrictions in some countries, including potential future blocks in Russia.
- Dependency on loyalty level (requires holding NEXO tokens for bonuses).
- Network fees on BTC/ETH withdrawals (except 1 free for Platinum).
Nexo Features
Nexo offers Earn (up to 15% on Flexible Savings), spot/futures trading, Dual Investment, staking (e.g., ETH via NETH at 4-12% APY), credit line (LTV up to 50% for BTC), and Nexo Card for debit/credit spending. OTC is available for large clients, business accounts, and a loyalty program with bonuses from a $5000 balance. Deposits via cards, transfers, and 20+ blockchains.
Step-by-Step Nexo Registration
- Go to nexo.com/ru and click "Register".
- Enter email, password, and confirm email.
- Fill in profile (name, country) and complete verification.
- Enable two-factor authentication for security.
Verification
Verification is mandatory: upload photo of passport/ID/driver's license, selfie or live photo. The process takes minutes, review up to several hours; it unlocks withdrawals and higher limits.
Deposits and Withdrawals
Deposits: Crypto from 20+ networks (free), fiat via cards (Visa/MC, Apple Pay), bank transfers in USD/EUR/GBP. Withdrawals: Internal — free/instant; external — network fees (BTC/ETH variable, 1 free/month for Platinum).
Deposit and Withdrawal Fees
Crypto/fiat deposits — free. Withdrawals: $0 on most networks; BTC/ETH — network fee (shown in advance, 1 free for Platinum). Internal transfers — free.
How P2P Works
Nexo has no classic P2P marketplace; exchanges occur on the built-in exchange (Exchange) with orders, 1:1 swaps (e.g., ETH to NETH for staking), and cashback. For large amounts — OTC; process: place order, select offer, instant execution without intermediaries.
How to Earn on Nexo
On the Nexo platform, you can earn passively through savings, staking, and trading, receiving up to 13–16% annually on crypto assets with daily compounding. Main methods — Flexible Savings (flexible interest without lockup), Smart Staking, and loyalty program with NEXO token bonuses.
Main Earning Methods
Flexible Savings: Earn interest on balances over $5000 (up to 5% on BTC, 5.5% on ETH, 10% on USDT, 13% on DOT).
Fixed-term Savings: Fixed terms for higher rates (1–2% above).
Staking: Smart Staking: swap ETH to NETH (1:1), earn 4-12% APY daily without gas fees, limits, or lock-up; unstake instantly. Similar for others (SOL etc.), works at all loyalty levels.
Lending: Lend assets at 2.9–12% (automatically via platform).
Loyalty Program
Levels (Base, Silver, Gold, Platinum) depend on NEXO token share in portfolio (min 10% for Platinum). Bonuses: +2% to rates, free withdrawals, higher cashback. Interest paid in NEXO for maximum.
| Asset | Base Rate (Base) | Platinum (with NEXO) |
|---|---|---|
| BTC | Up to 3% | Up to 5% |
| ETH | Up to 4% | Up to 5.5% |
| USDT | Up to 8% | Up to 10–12% |
| DOT | Up to 10% | Up to 13% |
NEXO Token
NEXO is the ERC-20 utility token of the Nexo platform on Ethereum (1B total supply). It boosts Earn yields up to +2%, reduces loan rates to 0%, provides free withdrawals, and max 2% cashback on Nexo Card. Holders get loyalty bonuses (Platinum at 10% portfolio in NEXO).
Crypto card Nexo Card
Nexo Card is a Mastercard crypto card with dual Credit and Debit modes, letting you spend without selling your crypto. It offers up to 2% crypto cashback and interest on your unspent balance, with no monthly card fees.
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Nexo is the official partner of the Formula-1 Audi Revolut F1 Team
Nexo has become the official digital asset partner of the Formula 1 team Audi Revolut F1 Team under a multi-year strategic agreement announced on January 16, 2026. This partnership highlights the innovative approach of both companies, combining Nexo's high technology with the precision and performance of motorsport, and will enable global campaigns through exclusive fan and client experiences. Nexo will provide premium opportunities such as access to content, education, and immersive brand activations, boosting the platform's recognition on the global Formula 1 stage.
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Trading Fees
Spot: Maker/Taker 0.2%/0.2% (above average, reduces with loyalty/NEXO tokens). Futures: from 0.06%. Depends on tier (Maker/Taker), cashback on Nexo Exchange.
