Volet

What is Volet?

Volet is an international financial platform that combines an e-wallet, crypto wallet, transfers, currency exchange, and cards. The service is suitable for storing fiat and cryptocurrencies, sending and receiving payments, as well as working with business tools and APIs.

Whose service is this, and where is the headquarters?

Volet.com is a global fintech company that has been operating since 2014. The service is focused on individual users and business clients and claims presence in more than 150 countries.

Officially, the public headquarters address and country of registration are not fully disclosed on the main Volet pages, so it is more accurate to describe the service as an international platform with a global operating structure.

Volet Advantages

• Free opening of a multi-currency account.
• Support for fiat currencies and cryptocurrencies in one service.
• Free P2P transfers between Volet users.
• Ability to use cards, crypto wallets, exchange, and payment tools.
• Wide geographic coverage and support for different currencies and networks.

Volet Disadvantages

• Fees depend on the deposit and withdrawal method.
• Some features are unavailable in certain countries, including Russia for some cards.
• Additional restrictions and requirements may apply for using certain features.

Volet Features

Volet allows you to:

• store USD, EUR, and cryptocurrencies;
• send and receive transfers;
• exchange currencies and crypto assets;
• use virtual and physical cards;
• accept payments via API;
• work with mass payouts and crypto acquiring.

The service supports popular cryptocurrencies and networks, including USDT, USDC, BTC, ETH, XRP, SOL, BNB, TON, TRX, LTC, AVAX, and POL.

Volet Registration Step by Step

1. Go to the Volet website and click the account creation button.
2. Enter your email and create a password.
3. Confirm your email address.
4. Log in to your personal account.
5. Choose the account type: personal or business.
6. Fill in the basic profile data.
7. If needed, add the required currency wallets and connect additional features.

Opening a multi-currency account is free.

Verification

Volet applies identity verification and compliance procedures for certain operations. The scope of verification depends on the country, account type, and transaction limits.

For business and for higher-risk operations, verification requirements are usually stricter.

Deposits and Withdrawals

Volet supports deposits and withdrawals via:

• Visa and Mastercard bank cards;
• SWIFT;
• SEPA;
• local bank transfers;
• P2P transfers between Volet users;
• cryptocurrency networks and wallets.

P2P transfers between Volet users are free.

Deposit and Withdrawal Fees

According to Volet tariffs for personal accounts, the following fees apply:

• deposit via Visa/Mastercard card — 3.5%;
• deposit crypto to crypto wallet — free;
• deposit crypto to fiat wallet with auto-conversion — USDT/USDC: 1 USD, BTC/ETH and other coins: free;
• withdrawal to Volet card — from 1%;
• withdrawal to Visa/Mastercard — from 2.3%;
• SWIFT — 1% + 25 USD;
• SEPA — from 1%;
• local bank transfers — from 1%;

P2P transfers between Volet users — free.

Other Fees

Additionally, Volet has fees for cards and certain operations. For the digital global Mastercard:

• card price — 5 USD;
• deposit from Volet — 2.5% + 1 USD;
• FX fee — no additional markup above the Mastercard rate.

Fees for card inactivity, reissuance, ATM cash withdrawal, and other card operations may also apply.

How P2P Exchange Works

P2P in Volet is direct transfers and exchanges between users without the involvement of a traditional bank intermediary. The user sends funds to another user within the system, and the recipient receives the money in their wallet.

In some scenarios, P2P can be used as a payment method for deals on third-party platforms, where the user confirms the transfer in the Volet dashboard.

Digital Crypto Wallet and Cryptocurrency Wallet

Volet offers a fiat wallet with crypto functions and a separate crypto wallet. This allows you to store both traditional currencies and digital assets, and conveniently transfer funds between different balances.

The crypto wallet is suitable for storing and sending digital assets, while the fiat wallet is for USD, EUR, and other traditional currencies.

Volet Crypto Wallet

Volet offers a crypto wallet that works in the same account together with the fiat balance. This is convenient if you need to store, receive, send, and exchange cryptocurrency without switching between different services.

The crypto wallet supports popular assets and networks, including USDT, USDC, BTC, ETH, SOL, XRP, TON, and others. Funds can be held in the wallet, transferred between balances, and used for payment or withdrawal depending on the available account features.

According to the official Volet description, the crypto wallet is designed for managing digital assets and everyday payments worldwide. The platform emphasizes that crypto and fiat work in one account, and transfers and conversion are available within the service.

What to Know About the Crypto Wallet

• Depositing to the crypto wallet in Volet is free for certain assets.
• For some coins, a fee may apply during auto-conversion to fiat, for example 1 USD for USDT and USDC.
• The crypto wallet can be used as a source to transfer funds to the Volet card.
• Restrictions may apply in certain countries and for certain products.

Volet Fiat Wallet

The fiat wallet in Volet is a multi-currency account for traditional currencies that works in the same account together with the crypto wallet. By default, when creating an account, fiat wallets in USD and EUR already exist — they do not need to be created separately.

You can use the fiat wallet to:

• receive payments from clients worldwide;
• store USD, EUR, and other fiat currencies;
• exchange fiat for cryptocurrency and vice versa;
• pay with a card, transfer money, and withdraw funds to bank cards and accounts.

The fiat wallet supports major currencies, including USD and EUR, as well as many other currencies for local bank transfers and international settlements. Tariffs list USD and EUR as the main fiat balances.

Fiat Wallet Features

• Instant conversion between fiat and cryptocurrency inside the wallet at rates close to market rates, without hidden markups.
• Fiat deposits via Visa/Mastercard bank cards, SWIFT, SEPA, and local bank transfers.
• Fiat withdrawals to bank cards, via local transfers, SWIFT, SEPA (depending on the region).
• Payments and transfers within Volet between users, free P2P transfers between Volet accounts.
• Accepting payments from clients worldwide with the ability to cash out in local currency.

Fiat Wallet Fees

• Card deposit — 3.5%.
• SWIFT — 1% + 25 USD.
• SEPA — from 1%.
• Local bank transfers — from 1%.
• Withdrawal to card — from 2.3%.
• Withdrawal to Volet card — from 1%.
• P2P transfers between Volet users — free.

Fiat and Crypto in One Account

The fiat wallet in Volet works closely with the crypto wallet:

• you can sell cryptocurrency and receive fiat to the balance;
• you can buy fiat with cryptocurrency;
• you can bridge assets between different networks and currencies, exchange them, and spend immediately via card.

This is convenient for those who want to manage money, currency, and cryptocurrency in one place, without the need to switch between different services.

Virtual Cards

Volet issues a digital Mastercard in USD. The card is designed for online payments, as well as for payments via Apple Pay and Google Pay if supported in the specific usage scenario.

The card is focused on everyday spending and international purchases. On the product page, Volet states that the card is accepted worldwide, and conversion is done without additional markup above the Mastercard rate.

Card Conditions

• Digital card issuance price — 5 USD.
• 10 USD is immediately credited to the card balance.
• Monthly maintenance fee — 2 USD.
• You cannot top up the card directly with cryptocurrency; first, funds must be transferred to the Volet fiat wallet, and then to the card.
• Limits are up to 25,000 USD per transaction, up to 50,000 USD per day, and up to 200,000 USD per month for POS and online payments; total monthly spending limit — up to 400,000 USD.

Card Advantages

• Instant issuance.
• Works with Apple Pay and Google Pay.
• Supports in-store and online payments.
• No additional markup on the conversion rate above Mastercard.
• Suitable for spending cryptocurrency after conversion to fiat balance.

Card Restrictions

The digital card is available in more than 150 countries, but cannot be issued or used in certain jurisdictions, including Russia and the United States.

Practical Takeaway

If you specifically need a crypto wallet, Volet is convenient as a single account for storing crypto, fiat, and transfers between them.

If you need a card, Volet is interesting as a way to spend crypto funds after conversion to USD, but it is important to consider the issuance fee, monthly maintenance, and regional restrictions.