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If for some reason the bank's rate on that day was higher than the Central Bank's rate (the rarest case), the "service" received is also taxed. It is easier to follow this point than to deal with additional calculations.
Contact the service's customer support immediately so they can assist you. You may be required to provide personal information and the transfer number.
Yes, most services allow you to transfer money in various currencies.
The exchange rate will be set by the service at the time of the transfer.
