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If for some reason the bank's rate on that day was higher than the Central Bank's rate (the rarest case), the "service" received is also taxed. It is easier to follow this point than to deal with additional calculations.
Yes, most services provide a way to track the status of your transfer online or through a mobile app.
You will be provided with a tracking number that can be used to check the transfer status on the service's website or app.
Yes, most services allow you to transfer money in various currencies.
The exchange rate will be set by the service at the time of the transfer.
